Top-up a Child Trust Fund

Top-up a Child Trust Fund

Top-up - Siblings on the grass

It’s easy and tax efficient to pay into your child’s Child Trust Fund (CTF) and you can now add up to £3,720 a year (birthday to birthday)

Top-up by Direct Debit

Set up or Increase a regular monthly payment

A convenient way for you, family and friends to add to a CTF on a regular basis. You’ll need:

  • Child’s CTF account number (URN) made up of 2 letters, 6 numbers and then 1 letter e.g. AB123456C
  • Your bank account details

Set up a new Direct Debit

 

If you’ve already set up a Direct Debit and would like to increase the monthly amount that you pay in, click on the link below.

Increase a Direct Debit

Make a one-off payment

Use your debit card to top-up online

 
A great way for you, your friends and family to top-up a CTF. You’ll need:

  • Child’s CTF account number (URN) made up of 2 letters, 6 numbers and then 1 letter e.g. AB123456C
  • Your debit card (sorry, no credit cards)

Make a one-off payment

 

Or, if you’d prefer call us on 0845 077 1899 to make a one-off payment.


Other ways to top-up

 

Other ways to top-up

By phone
Call 0845 077 1899 to make a one-off payment (from a UK bank or building society account only), set up a Direct Debit or increase an existing Direct Debit for your child’s Child Trust Fund.

We’ll ask if you’ve read the Key Investor Information Document, and can help with any questions you may have.

Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 1pm. Calls are recorded for training and security purposes.

By Post
To set up or amend a Direct Debit Instruction for any Child Trust Fund account with The Children’s Mutual by post, simply download and complete the Additional Payments form below and post it to us at:

Freepost RSLG-JXCL-ZSXB
The Children’s Mutual
PO Box 1137
Cheltenham
GL50 9QS

No stamp is required.

Additonal Payments Form (614.4 KB)


At your local bank or building society
You can make one-off payments or set up standing orders from any bank.

The Children’s Mutual’s bank details are:

Lloyds TSB Bank,
Sort-code: 30-00-02
Account Number: 01912750

Please be sure to enter your child’s Unique Reference Number (URN) in the ‘Reference Number’ box on the paying-in slip.

By cheque
Cheques should be made payable to ‘The Children’s Mutual for the Account of (your child’s name)’.

Please write your child’s name and URN on the back of the cheque or in the payee line, and send it to:

Freepost RSLG-JXCL-ZSXB
The Children’s Mutual
PO Box 1137
Cheltenham
GL50 9QS

with a note to confirm you’ve read the Key Investor Information Document.

No stamp is required.

By using Cashback
Use our Cashback site to help save towards your child’s CTF with everyday purchases.

 

  • Save for their future

Whether saving towards university fees or a training course, regular payments could help your child reach their goal at 18.

  • A great gift from family and friends

Contributing to a CTF is a great gift for your child’s future. Try sending one of our e-cards.